Is Laser Hair Removal Covered By Insurance?

In recent years, laser hair removal has gained popularity as an effective solution for unwanted hair. However, questions often arise about whether the treatment is covered by insurance. In this article, we’ll unpack the factors that influence insurance coverage for laser hair removal to help you determine whether the treatment fits into your budget.

Will Insurance Cover Laser Hair Removal?

In most cases, laser hair removal is not covered by insurance because providers consider it an elective cosmetic procedure. However, exceptions may exist for patients with medical conditions that cause excessive hair growth, such as polycystic ovary syndrome (PCOS) or hormonal imbalances. In those cases, you may need to provide documentation proving you need laser treatment.

If you’re considering laser hair removal, be sure to check with your provider to understand your policy’s coverage details and potential out-of-pocket costs.

Will Insurance Cover Laser Hair Removal for PCOS?

If you can provide documentation proving that laser treatment is medically necessary to treat your PCOS (Polycystic Ovary Syndrome), you may be able to obtain some level of insurance coverage. But if you can’t, coverage is unlikely because most providers don’t cover cosmetic laser treatment.

Will Insurance Cover Laser Hair Removal for Folliculitis?

If laser treatment is deemed medically necessary to address persistent folliculitis or associated complications, some insurers may provide full or partial coverage. You may need to provide documentation attesting to its necessity.

If the treatment isn’t determined to be medically necessary, coverage is unlikely.

Will Insurance Cover Laser Hair Removal for Hidradenitis?

If laser treatment is deemed medically necessary to manage the symptoms of or prevent further complications associated with hidradenitis suppurativa (HS), you may be able to receive insurance coverage. But if it’s not determined to be medically necessary, coverage is unlikely.

Is Laser Covered By HSA?

Laser hair removal is generally not covered by Health Savings Accounts (HSA) because it’s categorized as an elective cosmetic procedure rather than a necessary medical treatment. However, in recent years, many companies have started allowing HSAs to be used at medspas. Check with your HR department to find out whether you can do so.